Category «Finance»

A few Step Stones of Sea Freight Clearance Procedure

Transportation of cargo and shipment through sea freight services plays an important role for businesses which involve long distance deliveries mostly under the category of export and imports. Every country follows some procedure when allowing cargoes to use their sea ports for this purpose which vary accordingly; although in this blog we have tried to …

Income Tax Slab for the Assessment Year 2019-20

Every individual is required to file their income tax returns for the income drawn by them during a financial year. The Income Tax Slabs are the rates which are determined in advance by the Central Government. The income of an individual is assessed on the basis of these rates. The Income Tax slabs for the …

4 simple tips to check PF balance online and offline

The Employee Provident Fund (EPF) works as a savings tool for employees. An equal contribution is made by the employer and employee to a Provident Fund (PF) account. The savings can be withdrawn by the employee after retirement or if he/she changes jobs. For organisations that have over 20 employees, it is mandatory for them to register for EPF …

Following International Tax Planning Strategies You Cannot Avoid

Are you an individual working in an overseas location? The chances are that you might be facing trouble with the international tax planning strategies. While the rules and regulations are going to be complex, you have to understand the things you need to do to comply with them from the perspective of domestic and international …

Loan against the property you can’t avoid

Loan Against Property or LAP is often considered as the best alternative among all other financial options if you are in dire need of funds or to meet your immediate expenses. Loan against property comes with a longer tenure and flexibility of usage apart from a lower or attractive rate of interest. A mortgage loan …

Why Unemployment is Not An Issue If You Need Loan?

It can be hard to manage the basic necessities of routine life especially when you are no longer an unemployed person. Being a jobless person, no one finds it easy to cover the basic needs of everyday life. The situation may turn into worse phase even if you do not have a valuable asset to …

The Home Buying Process

1. Get Pre-Approved This is by far the most important step. Most Americans are not able to pay cash for a home so you will need a lender to review your credit, income and assets and pre-approve you for financing. Without a pre-approval, a potential home buyer is essentially “window shopping” and could be wasting …